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Foundation in Construction All Risks (CAR) & Erection All Risks (EAR) Insurance

Public Short Course

HRD Training Prog No 10001377351
Date & Time 4 – 5 February 2026, 9.00 a.m. – 5.00 p.m.
Registration Deadline 28 January 2026 
Learning Format Virtual

Overview

This foundation programme provides a structured and practical understanding of Contractors’ All Risks (CAR) and Erection All Risks (EAR) Insurance, covering the legal foundations, policy structure, underwriting considerations, and claims handling process.

Through realistic case studies and interactive activities, participants will also gain insight into underwriting risk assessment, the application of clauses, warranties, and endorsements, and the roles and responsibilities of insurers, reinsurers, and loss adjusters in claims scenarios. The programme is designed to strengthen both technical understanding and practical decision-making in CAR/EAR underwriting and claims assessment.

Recommended For

  • New entrants to the insurance industry.
  • Insurance personnel from Insurance Companies.
  • Brokers & Loss Adjusters.
  • Agents and clients involved in construction & erection works.
  • Auditors & administrators in insurance companies who require knowledge on Engineering Insurance (CAR/EAR) who needs a refresher to keep abreast on latest developments.

Learning Outcome

  • Explain the legal principles and practical application of Contractors’ All Risks (CAR) and Erection All Risks (EAR) insurance.
  • Differentiate between CAR and EAR policies and determine when each is appropriately applied based on project characteristics.
  • Interpret CAR/EAR policy wordings, including key sections on Material Damage and Public Liability, exclusions, conditions, and covered causes of loss.
  • Assess coverage during the construction and defect liability periods, using practical case scenarios.
  • Apply appropriate clauses, warranties, endorsements, and deductibles in line with underwriting risk appetite and market practice.
  • Evaluate underwriting and claims scenarios by analysing documentation, coverage applicability, and stakeholder roles.

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Foundation in Construction All Risks (CAR) & Erection All Risks (EAR) Insurance

For Inquiries

Sales

+603 2712 8882

Programme Structure

Day

Content

1
  • Legal Principles and practice in Contractors’ All Risks Insurance
  • When do we apply CAR and Erection All Risks (EAR) and know the salient differences
  • Know the CAR/EAR Policy – preamble, operative, provisions, general exceptions, conditions, Section I on Material Damage and Section II on Public Liability Causes of loss and damage – man-made, natural disaster, other causes
  • What is covered – construction period and defect liability period Case studies – Section I on Material Damage and Section II on Public Liability Summary of learning objective for Day 1

2
  • When to apply suitable clauses, warranties and endorsement – standard Munich Re and market Underwriting risk appetite – what are request for information and documents
  • How is CAR-EAR underwritten and what level of deductibles being appropriate
  • Case study activity on underwriting
  • Claims, payable or not – what are the insurer, reinsurer and loss adjuster role & responsibility
  • Case studies and activity on claims Summary of learning objective for Day 2

 

Dates

04/02/2026

2 Day Classroom

Fees

Normal Fee (Member)

Single: RM1,200 | USD275

Group of 3: RM1,100 | USD320

Normal Fee (Non-Member)

Single: RM1,400 | USD320

Group of 3: RM1,300 | USD295

*Fees inclusive of 8% SST (Malaysia Sales and Service Tax)

Meet The Expert

Peter Yong Weng Sing
Dip in Eng, CEI Part 1, Chartered Insurer, ACII, AMII, ANZIIF

Yong has more than 45 years of working experience in the Insurance & re-insurance majoring in Property, Engineering, Casualty, Risk Engineering Survey. He has been facilitating courses from 1990 to public centers of excellence i.e., CMT, PPK, MSLAM, MTIB, FPAM, NCIS, FFM, AII, PIAM, BNM, MRB, UOB, PBB, loss adjuster, reinsurer, agents and brokers.

From 2018, Peter decided to facilitate classes without conflict of interest and register with SSM, he acquired TTT courtesy of AMII and he is now an accredited trainer HRD Corp and Training Provider HRD Corp. His passion is to continue to upskill the participant’s knowledge and learning journey giving his practical experience and exposure.